Clear payment identity
Give people one place to recognise you before they send a naira. Your name, picture and context sit in front of your payment details so it feels less like sending money into the dark.
Give everyone one clear place to pay you.
Paycilo works like your personal payment front page, so friends, customers and groups always know they are sending money to the right person, using the banks they already trust.
Why Paycilo exists
In real life, getting paid still means repeating account numbers, confirming names out loud and waiting for someone to send a screenshot. With different banks, failed networks and side hustles on top of day jobs, the process easily becomes messy and tiring.
Paycilo was created to give you a calmer way to be paid.
It is not a savings pool, not a thrift scheme and not a new wallet. It is a small payment layer that sits in front of the accounts you already use, giving people one stable place to start every transfer while you stay fully in control of where the money lands.
One front door for many accounts
If you change banks or separate personal and business money, your Paycilo link does not change. You adjust things on your side without asking everyone to learn new details.
Cleaner payment context
Short notes on each payment help you remember what it was for. That small layer of structure makes reconciling orders, gigs or contributions easier later.
Built with Nigerian realities in mind
Network issues, mistrust and fraud attempts are part of life here. Paycilo is designed to add clarity around who is being paid so honest people feel safer using their existing bank apps.
A clearer identity for every payment
Before anyone sends money, Paycilo shows your name, photo and context in one clean view. It reduces doubt, helps prevent mistakes, and gives people confidence that they are paying the right person every time.
Link in bio, payment in one place
Instead of posting raw account numbers on every page, you share a single Paycilo link. People come from WhatsApp, Instagram or X and see the same clear payment view, which makes you look more organised and professional.
Simpler flow for shared payments
For rent, group gifts or ongoing support, everyone pays through the same Paycilo link. You keep your usual banking apps, but the inflows are tied to one starting point so it is easier to see what came in and why.
Join the first wave making payments calmer.
We are inviting an early group to try Paycilo, share feedback and help shape a simpler way to get paid for business, family and side projects.
Why Paycilo Matters Now
Money now moves across chats, social feeds and side hustles, not just formal shops. Yet most people are still relying on raw account numbers, scattered messages and blind trust to move their hard-earned cash.
In a time of tighter budgets, network issues and real fraud risks, Paycilo gives a clearer front door for payments. It lets you present yourself properly before anyone sends money, while still using the same banks and apps you already depend on.
For every student, seller, freelancer, church, family or friend group asking, “Can you send me your details again?” – Paycilo is a cleaner way to say, “Just use this one link.”
Join early users
Turn “Send me your account number” into one simple link.
No new wallet, no complex set-up. Just a cleaner way to share the payment details you already own and trust.